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It also means if your business falls on hard times and into debt, your personal property is off-limits to collection agencies.

As excited as you are to be starting or running your small business, there mightbe a day whenyou decide to part ways and sell your business .

If and when this happens, getting a good offer will naturally be important.

Being incorporated will help. It’s a fact that, in the small business world, sole proprietorships and partnerships are less attractive to buyers.

Incorporating your business will help give you a leg up on any competition. You’ll want the greatest amount of leverage possible while negotiating an offer, so try toleave nothing up to chance.

If you incorporate for no other reason than the tax benefits, it’s still worth worthwhile.

As a sole proprietor or partnership, you simply don’t have access to all of the tax benefits that LLCs or C or S Corporations do. Incorporating your business will provide you with a variety of tax deductions, including deductions for: health insurance, life insurance, and savings on self-employment taxes.

As a corporation, you’re also less likely to get TROUSERS Casual trousers MCS zVasQEq7
. Since sole proprietors are more likely to either under or over report deductions, the IRS has a tendency to more frequently audit sole proprietors.

Tax laws, however, are complicated . It’s always best to check with a CPA before claiming any deductions.

You might have encountered this dilemma already:

Maybe you’ve gone to the bank looking to open a checking account or apply for a business credit card , only to have the bank representative ask you for an Womens Shoes On Sale White Leather 2017 45 5 6 65 75 Prada Leather 0Yizf
and a name registration.

Though sole proprietor and partnerships canopen bank accounts and qualify for credit cards, if you haven’t yetdetermined your business type, you might as well incorporate.

It’ll not only letyou bank as a business, but will also provide you with all the additional benefits we’ve mentioned above.

Whether you started your business because you had a passion that needed to be fulfilled or you were looking to create something to pass down to your children, it’s important that your business can remain intact either after your death or your departure from the business.

That’s especiallyimportant if you or a family member is ever looking to sell:

By incorporating as a C or S Corporation or an LLC, you’re giving those around you—and your business—that option. Businesses that are structured as partnerships or sole proprietors, on the other hand, simply end if management changes or there’s a death.

Why—and if—you decide to incorporate will dependon the individual needs of your business and what you see as your professional end goal.

For all the reasons we’ve listed above, we recommend incorporating. It’s the only surefire way to securethe long-term health and success of a business. And though it’s not a guarantee, it helps prevent any unexpected events from throwing you off track and out of business.

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The New York Times

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| Three Iconic Musicians on Artistic Creation — and Its Importance Now

Beck, Kendrick Lamar and Tom Waits articulate the creative impulse.


Continue reading the main story

LATE LAST YEAR, a week before his final record was released and not quite four weeks FOOTWEAR Sandals Carritz s3zYmJU
, Leonard Cohen held a press conference at the Canadian consulate in Los Angeles. Dapper in a dark suit, seeking support in his seat from a cane, the 82-year-old fielded questions. With a wit and candor and gentleness and wisdom that felt extraterrestrial, he spoke as though he’d traveled here from a civilization more advanced than our own to offer us a few gifts that could ensure the survival of our species. Near the end, there was a kind of apotheosis. A Japanese reporter asked Cohen about one of the lyrics from the new record’s title song, “You Want It Darker,” in which Cohen sing-speaks, “Hineni, hineni, I’m ready my Lord.”

A Hebrew word that appears in the Old Testament, — הנני : “Here I am” — is said by Moses and Abraham and Isaiah when God appears to ask something of each of them. It’s a declaration not of location but of disposition, of willingness. The reporter wanted to know from Cohen about the moment that inspired the line. “I don’t really know the genesis, the origin,” Cohen began. “That ‘hineni,’ that declaration of readiness no matter what the outcome, that’s a part of everyone’s soul. We all are motivated by deep impulses and deep appetites to serve, even though we may not be able to locate that which we are willing to serve. So, this is just a part of my nature, and I think everybody else’s nature, to offer oneself at the critical moment when the emergency becomes articulate. It’s only when the emergency becomes articulate that we can locate that willingness to serve.”

The response was a kind of koan, and I should admit some reluctance in offering up my little parse of it here: The main point of sharing it now is so that it might find a home in you as it has in me. Even so, here’s how I hear it: Asked about the inspiration for a particular line for a particular song, Cohen answered, instead, with the most persuasive explanation I’ve encountered of what artistic inspiration might actually involve. At critical moments, from our depths, out of an impulse not for glory, not for wealth, not for fame, not for power, but out of an appetite to serve — serve something larger than ourselves, however one might define it — the emergency inside us finally speaks. Like all emergencies, this one, which I understand Cohen to be saying is a crisis of feeling, could result in casualties. Instead, worded and heard, it becomes a moment when lives might be saved, starting with our own. In Cohen’s vision of inspiration, these moments of articulation aren’t instances of the artist-as-god swooping in from on high. Rather, they are offerings that arise from below, things given from one person experiencing a state of emergency to another, at the critical moment.

As a delivery device for moments of inner emergency, no art form can approach the immediacy of popular song. A novel cannot assault you while you wait in line at the supermarket; a painting cannot reach out and turn your head as you walk on by; a poem’s feet cannot chase you down the street; a movie cannot screen itself. A song, though, can steal upon you in the dark, on a road, far from home, blow out your tires and leave you sobbing, in gratitude, at the wheel. All other art lives and dies in a medium that mandates we engage if we are to receive its gifts. Songs live in the air. Ears don’t have lids that can keep the songs there.

Continue reading the main story


At 67, Tom Waits, author of 20 albums and some 300 songs; at 46, Beck Hansen, author of 11 albums and more than 250 songs; at 29, Kendrick Lamar, author of six albums, about 130 songs and a complicatedly calculated number — something around 200 — of collaborative songs with other artists: These three American songwriters of three different generations — all, as it happens, natives of Los Angeles — are masters of engaging with our susceptibility to the power of the form, the mysterious way that a few minutes of recorded time can communicate, as nothing else can, with the force and depth and suddenness of a blow.

"These data have been around since the early '70s. We're not too sure of all the reasons, but we do know that when you're disliking something, you have a higher stress level. And believe it or not, the biochemistry of theear changes, and it makes you slightly more susceptible to hearing loss. It's called glutamate ototoxicity.

"Classical musicians not only play more hours a week than a rock 'n' roller, but many classical musicians play in an environment that is not ideal. Usually they have no choice over the selection of the music. Depending on the environment they're in, there may be some labor relations difficulties. You may turn around and complain to the trumpet section, and in some cases, it's not unheard of that the trumpet section may play louder just because they're pissed off at you. In a rock ‘n’ roll band, you usually play the music that you would like to play, so you're happy about it. So the whole labor relations issue and the stress that goes on in a classical venue is much much more dominant and poorer than in a rock 'n' roll environment."

On how he helps musicianscope with hearing loss

"Well, there are many, many things that you can do, and it all starts when they're 14 years old, when they're in the youth orchestras. And you educate them about hearing loss being very slow and gradual and painless. You educate them that a damaging or potentially damaging noise is not all that loud. For example, a dial tone on a telephone is 85 decibels. Nobody in their right mind would think that a dial tone was loud, but it is. It's loud enough such that if you listen to it long enough, it would cause a permanent hearing loss from that sound. Since 1988, there are flat hearing protectors — that is, ear plugs that a musician can use — where it treats the bass note — the left hand side of the piano keyboard — identically like right side of the piano keyboard — the treble notes — such that music still sounds like music. They can hear all the subtleties they need to hear, but it's taken from a damaging to a nondamaging level. In fact. I've done some work with a Canadian national youth orchestra for many, many years where we supply them with hearing protection."

This segment aired on April 30, 2018.


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